It takes 30 minutes or less for a glass company to repair a chip. Chip repairs are much quicker than windshields replacement. You can choose a reputable shop, drive in, and have the chip front window repair on your way to work without even scheduling an appointment. If you are saying you do not have time to have the repair done, it really is not a relevant excuse.
Decks and porches should be checked for clutter and eye-appeal. Equipment such as barbecues or outdoor furniture should be cleaned, or even painted (bbq's require a high heat paint). Broken rails should be replaced. Adding potted plants in strategic places is a good idea.
Park your vehicle in a garage or under a shelter. If possible, park your vehicle in an area where it will be insulated from the harsh environment. This will not only protect it from ice but from falling limbs or other hazards car auto glass repair this time of year.
However, before asking for an entire replacement that could cost hundreds, consider a few different types of solutions to fix the windshield. Look into a windshield chip repair kit. You can get one with enough materials for multiple chips or you can also buy a disposable kit with a syringe that is tossed after one time.
Be sure to get the vehicle identification number (better known as the VIN number). On most modern vehicles the VIN number is located on the drivers side dashboard and is visible by looking through the front window, drivers side. If it looks tampered with in any way then run the other direction!
Replacing your windshield can be a pretty hefty investment. Once you've spoken to a windshield specialist as well as your insurance company you will know where you stand on what repairs or replacement services will be covered. This is also a good time to consider after-market options such as window tinting which may help reduce the chances of needing to repair or replace it again in the near future.